How It Works


With our three-step process, you’re on your way to reestablishing credit and stabilizing your financial future. We are professional and experienced credit experts to assist you with all your credit profile improvement needs. Whether you desire to qualify for a home loan or get approved for credit with lower interest rates, our team of experts can help get you on the right track.

Bad credit doesn’t have to keep you awake at night anymore. With our deep credit knowledge and sophisticated credit building tools, we can not only educate you on the entire process, but we provide the keys to maintain your newly established credit.

With our restoration programs and team of qualified credit experts disputing any discrepancies found on your credit report, you could see results in as little as 35-40 days (Results will vary per client and their situation). Let our experts give you an in-depth credit analysis today to formulate the best credit improvement options for you.

Step 1 – Audit Credit Reports

The first step is to identify the problems and issues. This is done by completing a deep credit analysis. Any and all inaccurate negative information is identified. Then we look at the things that are bringing your score down. Once we see the issues, we will give you an action plan to start to change things for the better. We will explain to you exactly what you need to do to start building your credit back up.

Through our credit improvement program, we will help consumers get their credit profile as healthiest as possible. We will also provide continuous education on how to maintain your improved credit.

Step 2 – Challenge Inaccuracies

We file all inaccurate, misleading, and unverifiable information into our system, and begin challenging questionable information with credit bureaus, creditors, and collectors. Once the dispute letters are ready, we send them to all parties. The turnaround for an update or reply is typically 35 to 40 days.

You can track your credit repair progress using our online portal. You’ll know exactly all the information as we receive it. We provide transparency and communication to our clients. We focus on customer satisfaction and utilizing the latest finance tools. Let our credit experts put you on the path to financial freedom.

Step 3 – Repeat Process Until Satisfied

After the reports have been updated, we go through the reports again to see what has been changed or corrected. Any changes and updates are noted in your file. We will continue to go through the report and request misleading and inaccurate information be removed or updated.

If an item is reported as being verified, we will continue to follow up with the entity that submitted the information to the credit bureau along with the reporting bureau. The goal is to improve your credit and we will see it all the way through.

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